For the past few years, the U.S. economy has been on an upswing. Unemployment fell, interest rates rose, and people began spending more money. But recently, increasingly more financial experts have been warning of a coming recession.

Whether you’re looking to boost your bank account or just get rid of some clutter, your unwanted and outdated gold and silver jewelry can be converted into cash. With precious metals steadily gaining in value, there is great demand for gold and silver.

When used strategically, bulk-buying can be one of the most effective ways to cut household costs in the long run. But as with all things retail, the savings aren’t always what they seem. Annual membership fees, storage limitations, and the risk of overbuying must be considered to truly test the value of a Costco membership. […]