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Top 7 Credit Card Offers for Those With Excellent Credit

When you are looking for a new credit card, you owe it to yourself to be choosy. You need to consider if you want a card that offers cash back, travel rewards, balance transfers or another benefit that you will use. You definitely want to get the lowest interest rate possible.

If you have excellent credit, you have more options to choose from when looking for a card. With that in mind, here are the top 7 credit card offers for those with excellent credit.

  1. Capital One Venture Rewards Credit Card

If you want to obtain cash back and travel rewards, this card combines both to give you excellent reward opportunities. Some of the features of the card include:

You can make travel reservations through Capital One, and there is no minimum amount that you can redeem. If you cannot pay for the entire trip, you can use some of your rewards to pay for a portion of it. For the first year, the card is free. After the first year, you will pay $59 each year. It is a simple and easy card to use. This is a good card for people who love to travel.

  1. BankAmericard Cash Rewards Credit Card

If you are a Bank of America customer, you need to consider this card. Even if you are not a customer of the bank, this is an excellent card for credit card rewards and offers numerous advantages. Some of the qualities of the card include:

For this card, you need excellent credit. If you have at least a 680 credit score, this is a card you want to consider.

  1. Citi Double Cash Card

This is a good option if you want to transfer a credit card balance or if you want to earn cash back rewards. Some of the features of the card include:

With this card, your first late payment fee will be waived, and you can choose the payment date that works best for you. Before applying for this card, you need to have a credit score of at least 690.

  1. Chase Sapphire Preferred Card

This is a great choice for travel rewards. It offers a huge bonus for signing, and you will earn extra points for travel and dining. Some of the attributes of the card include:

You will pay nothing for the first year and then $95 after that. The card is unique in that it is not made of plastic; it is made of metal. The card offers flexible options on redeeming rewards. You will want to have at least a 690 credit score before applying for this card.

  1. Blue Cash Preferred Card from American Express

This card offers one of the best cash back rewards for grocery and gas purchases. It does carry an annual fee, but it is usually worth it with the rewards you will earn. Some of the credit card features of the card include:

The card carries an annual fee of $95, and you will need at least a 690 credit score to qualify. It is a great card for people with excellent credit. One thing you need to consider is that American Express cards are not accepted as highly as those of a VISA or MasterCard.

  1. Barclaycard Arrival Plus World Elite MasterCard

This is one of the best credit cards for high travel reward rates. You will receive a big bonus for signing up, and the redemption options are flexible. If you are looking for a card that offers a high rewards rate and you travel often, this is a good option. Some of the qualities of this card include:

You will pay nothing for the card for the first year and then $89 after that. You can book with any hotel or airline. There are no blackout dates, and rewards do not expire. You will need a credit score of at least a 690.

  1. Discover It Cashback Match

For new cardmembers, this card will match all the cash back you earn at the end of the first year. This card is excellent for cash back rewards. Some of the credit card features include:

This is a simple card that will offer you excellent rewards and additional advantages for membership. Even though there is no sign-up bonus, the card will give you additional cash back at the end of the first year. You need a 690 credit score to sign up.